Christina Horwitz, Associate Broker

Buying a Home

Buying your new home is a serious venture. It can be an absolute pleasure or a massive headache. Your house is not just your home, it is a serious investment in the dwelling, the area and your future.

When buying a home, you're bound to have many questions. For example, "In what area can I find a home that suits my needs?", "How much money will I need to afford the monthly payments?" and "How long will the home buying process take?”

Now is the time to buy! An $8,000 First-Time Home Buyer Tax Credit that does not require repayment is now available for the purchase of a principal residence on or after January 1, 2009, and before December 1, 2009. Ask me for more information.

Before Buying a Home

Remember, Traditional Purchase and Sales Agreements don't always protect the buyer's best interest and instead are written to favor the seller.

Also, make sure that you hire an agent well- trained to represent your best interests when buying a home or property.

And last, knowledge is power- the more knowledge your agent has about a given property or its sellers, the more money you will save on the purchase of your new home.

How To Determine Your Budget

To get an estimation of how such factors as purchase price, length of mortgage and how changing interest rates can impact your monthly and long-term budgets, use my mortgage calculator.

Standards of Excellence

I will continuously preview and screen all selected properties for you by:

Checking company and other real estate office listings
Driving selected neighborhoods

Call "For Sale by Owners"
Contact expired listings

I will be glad to arrange and confirm appointments with you and sellers to show you the best homes available.

I will familiarize you with information regarding local real estate market conditions.

I will work to get the best possible price and best possible terms for you.

Your goal is to find a property of your choice at an affordable price, with acceptable terms, and within your time frame. With a commitment to quality service, as my standard, my goal is to help you find that property that's right for you.

My Commitment

I will assist in the preparation of and present your offer to the seller and negotiate your communicated interests and concerns.

I will follow through on the loan processing, and all the details related to a successful closing and moving in, assisting you and communicating with you along the way.

I will acquaint you with the area amenities, such as schools, churches, shopping and recreation.

I will follow up after your move-in to ascertain that the contract was fulfilled.

I will continue to maintain communication with you, updating you on the current real estate market conditions and investment opportunities.

Whether you’re in the market for a primary residence, an investment property or a second home, purchasing real estate involves many important considerations and decisions. Christina can provide the focus, due diligence and expertise needed to help you find the home of your dreams.